Accounts facilities
Bank Account Facilities for Every Customer
At our bank, we understand that every individual has different financial needs. That’s why we offer a range of account types tailored to suit your lifestyle and income. Choose the one that’s right for you.
Saving Account
Our bank offers a Savings Account facility, ideal for individuals who wish to keep their money safe while earning interest on it. This account provides the flexibility to deposit and withdraw funds as needed. Customers can easily access and manage their account through ATMs, mobile banking, and internet banking. It is especially beneficial for salaried individuals, students, and families who want to manage their finances efficiently. We also provide passbook, debit card, and SMS alert services for added convenience. Some accounts may require a minimum balance as per the bank’s guidelines. A savings account is an ideal option to develop a habit of disciplined saving, and through our bank, this facility is offered in a secure and reliable manner.
Current Account
A Current Account is specially designed for business owners, traders, professionals, and entrepreneurs who conduct frequent banking transactions. It allows unlimited deposits and withdrawals, making it ideal for daily business operations. Generally, no interest is earned on the balance in this account. However, it comes with features such as overdraft facility, cheque book, and digital banking services. Compared to a savings account, a higher minimum balance is usually required to maintain a current account. A current account helps manage large volumes of transactions efficiently and ensures a smooth and consistent cash flow in business operations.
Small Saving Account
Our bank offers a Small Savings Account facility, specially designed for individuals with low or irregular income who wish to start saving with minimal documentation. This account generally requires zero or very low minimum balance, making it easily accessible to a larger section of society. It is particularly suitable for daily wage workers, residents of rural areas, and first-time account holders. The account provides basic banking services such as deposits, withdrawals, and interest on savings. Some banks also offer relaxed KYC norms to simplify the process. This account promotes financial inclusion and helps individuals develop a habit of saving.
Salary Account
Our bank offers a Salary Account facility, specially designed for salaried individuals. In this account, the monthly salary is directly credited by the employer. Account holders enjoy a zero-balance facility, meaning there is no requirement to maintain a minimum balance. Along with this account, we provide free fund transfers, internet banking, and a debit card. Additionally, some accounts may offer overdraft facilities and special offers. This account is ideal for employees who wish to manage their salary in a simple and secure manner. If the salary is not credited for a certain period, as per the bank’s policy, the account may be converted into a regular savings account.